Financing

Which Direction are Interest Rates Going?

February 1, 2019 Scott Moran

Which direction are interest rates going? This is a common question that is asked in the finance department at Hall and Hall. At Hall and Hall we are unique in that we have access to a variety of capital sources so we can match the borrower with the best possible loan product and interest rate. We take pride in quick loan processing and a long-term commitment to our customers. We specialize in land loans and our comprehensive knowledge of farms, ranches, and recreational properties allows us to best customize a product to fit your needs.

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Financing

Five Things to Know Before Applying for a Land Loan

May 12, 2018 JT Holt

The process of buying land can be a long, difficult, and ultimately stressful road. Buying your dream property, whether it is simply recreational land, farm land, or ranch land does not have to be so overwhelming. In fact, just a little bit of research beforehand can make a huge difference. Here are five things you should know before applying for a land loan.

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Financing

2018 Outlook for Farm and Ranch Loans

January 15, 2018 JT Holt

As we wrap up 2017 and turn our focus to a new year, many of us begin to wonder what the economy will do and what will interest rates will look like in 2018. Many experts are scratching their heads at this question, with most of us having expected rates to be higher today than they are. In fact, today’s 10 Year Treasury note is actually two basis points lower than rates from January 2017.

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Financing

The 2017 Land Market

January 15, 2017 JT Holt

While declining somewhat from 2016, market activity in 2017 remained strong with the number of transactions exceeding our previous ten-year average. The sales transactions in 2016 resulted in many of the more desirable, competitively priced properties clearing the market. As a result, the supply of quality properties was somewhat limited, with many 2017 transactions involving properties never exposed to the open market.

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