J.C. joined Hall and Hall Mortgage Corporation in 1995, focusing initially on loan closings and subsequently in loan underwriting. She currently holds a Colorado Mortgage Loan Originator license. She has been in the lending industry for over 30 years, most of which have been in the agricultural field. J.C. previously worked in The Travelers Real Estate Investment Department, as both a paralegal in Walnut Creek, California and as a field person in Denver, Colorado. She holds a B.S. in Criminal Justice from San Diego State University and a Paralegal Certificate from the University of San Diego.