Financing Team

J.T. Holt

J.T. Holt

Managing Director, Loan Officer

Lubbock, TX | jtholt@hallandhall.com | (806) 698-6882

J.T., a graduate of Oklahoma State University with a Bachelor of Science in Agricultural Economics, joined Land Loan Specialists in 2008. He is responsible for managing Land Loan Specialists, a wholly owned subsidiary of Hall and Hall, in addition to farm loan lending in the southern region. His experience in agricultural lending includes managing a participation loan portfolio, appraisals of both agricultural real estate and chattels, and working with individuals from the CEO of a Fortune 500 company to the family farmer. J.T. owns the family ranch in eastern Oklahoma where he maintains a cow/calf operation. J.T. spent ten years with Farm Credit prior to becoming President of Land Loan Specialists.

"When it was time to invest in a ranch for our family, we knew we needed to work with Hall and Hall. The expertise is unsurpassed."

The Richardsons Big Horn River Ranch

A sprawling Montana ranch...on the market for $12 million was the reader favorite in the WSJ's annual House of the Year contest.

The Wall Street Journal House of the Year: Dancing Wind Ranch

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Client Stories

All Stories Featuring J.T.

Kentucky, Montana, Wyoming

The fact that they can write loans in several states makes things much easier.

I have used a variety of sources for land loans over the last two decades, including local banks, insurance companies, and national lenders. About four years ago, I was introduced to JT and his team. I have found that working with JT has enabled me to get some of the lowest rates on a variety of...

He [JT] answered my questions candidly, gave us realistic timelines, and kept us informed throughout the process.

Being a homeowner but a first-time land purchaser, I was not fully educated regarding the nuances of the land buying/financing process. This purchase included access easements and was also made without the aid or assistance of a realtor, which greatly increased the potential for stress, surprises,...

He took care of everything and made this experience easy and worry-free.

Josh and I are very grateful that we found J.T. and were able to use Hall and Hall. He did an incredible job; this was by far the most positive lender experience we’ve ever had. We’ve worked with lenders before and always had a bad experience where we essentially had to stay on top of...

JT and his team were phenomenal. The rates were competitive, and the customer service was above and beyond.

Before I heard about Hall and Hall, I tried a few other lenders but to no avail. During this time, I was introduced to JT Holt of Hall and Hall. It was the best thing that happened. JT and his team were phenomenal. In relatively short order, he got us approved- one needs to understand our loan was...