Financing
Personalized Loans For Landowners

Your Home for Land Loans

Your Land Loan Needs are Specialized. That Doesn’t Mean More Complicated.

At Hall and Hall, we take the hard work out of the financing process and make your needs our top priority. With over 75 years of experience, we understand how to help you get what you need. Whether you’re looking for a ranch, farm, or recreational land loan, you’ve come to the right place.

Share your needs with us today, and we’ll get started drafting a customized solution. Thank you.

Let’s get started on your customized solution.

Competitive Rates and Equitable Minimums

Our highly competitive loan programs have a wide range of products from low variable rate loans to full 30-year fixed rates and everything in between. With minimums set at 30 acres and $100,000, our skilled team will work directly with anyone looking to purchase or refinance land.

Regardless of Your Land Needs, We Have the Land Loan for You

Farm Real Estate

Do you already own a farm and are looking for ways to maximize your investment? We can provide you with options to refinance an existing operation or even provide you with a real estate secured line of credit.

Ranch Real Estate

Whether you want to buy your dream ranch or an operating cattle ranch, we have a wide range of products to fit your specific needs. Let our team prepare a customized set of recommendations for you.

Recreational Land

Are you looking to purchase hunting land or a place to get away? We can finance your recreational land purchase and guide you through the process from start to finish.

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J.T. Holt
Managing Director, Loan Officer
Lubbock, TX
Client Stories | Land Loan Client

He [JT] answered my questions candidly, gave us realistic timelines, and kept us informed throughout the process.

Being a homeowner but a first-time land purchaser, I was not fully educated regarding the nuances of the land buying/financing process. This purchase included access easements and was also made without the aid or assistance of a realtor, which greatly increased the potential for stress, surprises,…

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J.T. Holt
Managing Director, Loan Officer
Lubbock, TX
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Tina Hamm
Director, Loan Officer
Billings, MT
Client Stories | Shadows of the Bitterroot Mountains

She has been an invaluable resource throughout the years.

We have worked with Tina for four years now beginning with the purchase of our ranch in Montana. She has been an invaluable resource throughout the years and we are thankful to have had her help with the financing process. Tina is personable, easy to communicate with and helpful with any questions…

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Tina Hamm
Director, Loan Officer
Billings, MT
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Alex Leamon
Loan Officer
Lubbock, TX
Client Stories | Land Loan Client

It [our experience] has given us faith in the lending process again and confidence that they will be there for us in the future.

Hi Alex, we appreciate you and your team so much! We have purchased quite a bit of land in the last 12 years, and by far, this was our best experience. Alex always did what he said and got us closed faster than we ever thought was possible. It has given us faith in the lending process again and…

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Alex Leamon
Loan Officer
Lubbock, TX
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Scott Moran
Director, Loan Officer
Billings, MT
Client Stories | Central Montana

Hall and Hall stepped in on short notice for a ranch purchase. They moved quickly and efficiently offering better terms.

Hall and Hall stepped in on short notice for a ranch purchase when another lender was falling behind. They moved quickly and efficiently, offering better terms than our original lender. Working with Hall and Hall through closing was a true pleasure. They worked hard to get us the best deal…

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Scott Moran
Director, Loan Officer
Billings, MT
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Tina Hamm
Director, Loan Officer
Billings, MT
Client Stories | Northcentral Wyoming

The process to secure a financing commitment was efficient and proceeded on an expedited timeline to meet my closing date.

When I realized that my contract for a land purchase in Sheridan, WY did not afford a long period to closing, I was certain that I would not be able to draw upon debt financing for the purchase. My Hall and Hall broker/advisor, Peter Widener, who guided me through the contract process, encouraged…

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Tina Hamm
Director, Loan Officer
Billings, MT
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J.T. Holt
Managing Director, Loan Officer
Lubbock, TX
Client Stories | Land Loan Client

JT and his team were phenomenal. The rates were competitive, and the customer service was above and beyond.

Before I heard about Hall and Hall, I tried a few other lenders but to no avail. During this time, I was introduced to JT Holt of Hall and Hall. It was the best thing that happened. JT and his team were phenomenal. In relatively short order, he got us approved- one needs to understand our loan was…

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J.T. Holt
Managing Director, Loan Officer
Lubbock, TX
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Scott Moran
Director, Loan Officer
Billings, MT
Client Stories | Land Loan Client

We were able to get out of a place where the interest payments were crippling the business into a place where we are able to find success and happiness.

Its all true Scott. Without you and Hall and Hall we would not have been able to do what we did through the sale of our ranch to the purchase of the new place which has allowed us to focus solely on our MR BEEF business and horse business. We were able to get out of a place where the interest…

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Scott Moran
Director, Loan Officer
Billings, MT
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Alex Leamon
Loan Officer
Lubbock, TX
Client Stories | Land Loan Client

He [Alex] took the time to explain the process, make me comfortable, and he did his job well. It’s obvious he enjoys what he does.

I could not be more thrilled with the service and help I received from Hall and Hall. Specifically, I worked with Alex Leamon. To start with, the real estate agent recommended a local Credit Union as his “go-to” for getting land deals done. When I mentioned I might shop around after hearing the…

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Alex Leamon
Loan Officer
Lubbock, TX
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Tina Hamm
Director, Loan Officer
Billings, MT
Client Stories | Quiet Side of the Tetons

They are truly knowledgeable specialists in farm/ranch properties.

Recently working with the professionals at Hall and Hall on behalf of our properties was a positive experience, as they are truly knowledgeable specialists in farm/ranch properties. In particular, I enjoyed working with agent/partner Carlos Ordoñez in the field and Tina Hamm in the lending…

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Tina Hamm
Director, Loan Officer
Billings, MT
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J.T. Holt
Managing Director, Loan Officer
Lubbock, TX
Client Stories | Land Loan Client

JT and Kortni answered every question along the way; they helped us with land contract questions, and as the referral had told me, the paperwork was very minimal.

When my wife Christine and I decided to purchase a piece of property that joined our farm to give us better access and utilities. We wanted to lock it in for a longer period of time. Our current lender, with whom we had done business for 25 years, was unable to give us the rate and terms we…

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J.T. Holt
Managing Director, Loan Officer
Lubbock, TX
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Alex Leamon
Loan Officer
Lubbock, TX
Client Stories | Land Loan Client

He alerted/helped us skirt a future issue with property boundaries and those are the kind of things that set Alex apart.

We enjoyed working with Alex Leamon. He alerted/helped us skirt a future issue with property boundaries and those are the kind of things that set Alex apart. Really appreciate him being available for any and all questions while walking us through the process. We will do business again. Thanks, Todd…

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Alex Leamon
Loan Officer
Lubbock, TX

Meet Our Team

Covering each aspect of real estate lending with a keen understanding of regional markets, our team offers unparalleled proficiency to each lending situation.

Apply for a Land Loan Today

Our team specializes in land loans, allowing us to focus on securing the right solution to fit your needs. From building a lending justification to working with partners, our goal is to help you navigate the loan process as quickly and easily as possible.

Regional Expertise

Whether you’re a first-time buyer or looking to expand your operation, Hall and Hall will ensure your needs are met to the highest standard. If you don’t see your state below, get in touch to discuss how we can help achieve your financing needs.