Client Stories

They Truly are Land Specialists

Missouri | Farm, Land | Buyer
They Truly are Land Specialists
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J.T. Holt

Managing Director, Loan Officer
Lubbock, TX
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When my wife Christine and I decided to purchase a piece of property that joined our farm to give us better access and utilities. We wanted to lock it in for a longer period of time. Our current lender, with whom we had done business for 25 years, was unable to give us the rate and terms we desired. After a little research, I found [Hall and Hall]. I contacted H&H and was surprised by their professionalism and knowledge. JT was very easy to work with even with that being said, I was in Missouri and he was in Texas. I reached out to this very testimonial page and recognized a familiar name and location near to me. I asked JT if I could talk to this individual. JT contacted the person. Shortly after this, I contacted the individual, and he made me feel a lot more comfortable with H&H. The rest is history. I gave my lender another opportunity, and they could not meet what JT had put together for us. JT and Kortni answered every question along the way; they helped us with land contract questions, and as the referral had told me, the paperwork was very minimal. This farm was small in comparison to what I have seen on their website. However, JT made us feel our purchase was just as important. Christine and I are very happy we took a chance with H&H; they truly are “Land Specialists “!

I look forward to working with them in the future

French Trio Farms

Land Loan Client

JT and Kortni answered every question along the way; they helped us with land contract questions, and as the referral had told me, the paperwork was very minimal.

French Trio Farms

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The fact that they can write loans in several states makes things much easier.

I have used a variety of sources for land loans over the last two decades, including local banks, insurance companies, and national lenders. About four years ago, I was introduced to JT and his team. I have found that working with JT has enabled me to get some of the lowest rates on a variety of...

He [JT] answered my questions candidly, gave us realistic timelines, and kept us informed throughout the process.

Being a homeowner but a first-time land purchaser, I was not fully educated regarding the nuances of the land buying/financing process. This purchase included access easements and was also made without the aid or assistance of a realtor, which greatly increased the potential for stress, surprises,...

He took care of everything and made this experience easy and worry-free.

Josh and I are very grateful that we found J.T. and were able to use Hall and Hall. He did an incredible job; this was by far the most positive lender experience we’ve ever had. We’ve worked with lenders before and always had a bad experience where we essentially had to stay on top of...

JT and his team were phenomenal. The rates were competitive, and the customer service was above and beyond.

Before I heard about Hall and Hall, I tried a few other lenders but to no avail. During this time, I was introduced to JT Holt of Hall and Hall. It was the best thing that happened. JT and his team were phenomenal. In relatively short order, he got us approved- one needs to understand our loan was...