Client Stories

A Rare Referral for Land and Equity Loan

Oklahoma | Land | Buyer
A Rare Referral for Land and Equity Loan
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J.T. Holt

Managing Director, Loan Officer
Arcadia, OK
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I rarely write or provide referrals, and this one is less than five I have given in my entire life, with a second also being for J.T. That’s right, my experience in getting my first loan to purchase almost 200 acres in Oklahoma was so positive, not only did I write a referral message, but I immediately called J.T. when I needed to tap into equity I had in my land to help fund the purchase of a business. It should have come as no surprise to me, but I could not help but be taken aback when he remembered exactly who I was and the property I had bought a few years ago. I described what I wanted to do, and without hesitation, he said he would be able to help and walked me through some options. With the knowledge of his verbal commitment, I felt confident in moving forward with the business negotiations.

Needless to say, the loan was approved without any drama and funded in time for my utilization.

Also, I recently referred a friend of mine in Missouri to J.T., who just closed on his land loan. He let me know how much he liked working with J.T. and had a very good experience with his loan process.

Randy

Land Loan and Equity Client

With the knowledge of his verbal commitment, I felt confident in moving forward with the business negotiations.

Randy

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The fact that they can write loans in several states makes things much easier.

I have used a variety of sources for land loans over the last two decades, including local banks, insurance companies, and national lenders. About four years ago, I was introduced to JT and his team. I have found that working with JT has enabled me to get some of the lowest rates on a variety of...

He [JT] answered my questions candidly, gave us realistic timelines, and kept us informed throughout the process.

Being a homeowner but a first-time land purchaser, I was not fully educated regarding the nuances of the land buying/financing process. This purchase included access easements and was also made without the aid or assistance of a realtor, which greatly increased the potential for stress, surprises,...

He took care of everything and made this experience easy and worry-free.

Josh and I are very grateful that we found J.T. and were able to use Hall and Hall. He did an incredible job; this was by far the most positive lender experience we’ve ever had. We’ve worked with lenders before and always had a bad experience where we essentially had to stay on top of...

JT and his team were phenomenal. The rates were competitive, and the customer service was above and beyond.

Before I heard about Hall and Hall, I tried a few other lenders but to no avail. During this time, I was introduced to JT Holt of Hall and Hall. It was the best thing that happened. JT and his team were phenomenal. In relatively short order, he got us approved- one needs to understand our loan was...