Client Stories

10/10 Service and Rates

Arkansas | Land | Buyer
10/10 Service and Rates
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J.T. Holt

Managing Director, Loan Officer
Lubbock, TX
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Josh and I are very grateful that we found J.T. and were able to use Hall and Hall. He did an incredible job; this was by far the most positive lender experience we’ve ever had. We’ve worked with lenders before and always had a bad experience where we essentially had to stay on top of them to get everything done. Working with J.T. was the complete opposite; he was extremely helpful even before we found land and very responsive during the process. He took care of everything and made this experience easy and worry-free. If we ever use a land lender in the future, J.T. will be the only person we call, and we will definitely recommend him to any friends and family who need a land lender. I could not be happier with his service. The rates were the lowest we found by far, and the turnaround was quick. J.T. and Hall and Hall finished well before we closed. He even said we could move up the closing if we wanted to. 10/10 service and rates. We could not have had a better experience.

Thank you,

Meghan Monaghan

Land Loan Client

He took care of everything and made this experience easy and worry-free.

Meghan Monaghan

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The fact that they can write loans in several states makes things much easier.

I have used a variety of sources for land loans over the last two decades, including local banks, insurance companies, and national lenders. About four years ago, I was introduced to JT and his team. I have found that working with JT has enabled me to get some of the lowest rates on a variety of...

He [JT] answered my questions candidly, gave us realistic timelines, and kept us informed throughout the process.

Being a homeowner but a first-time land purchaser, I was not fully educated regarding the nuances of the land buying/financing process. This purchase included access easements and was also made without the aid or assistance of a realtor, which greatly increased the potential for stress, surprises,...

He took care of everything and made this experience easy and worry-free.

Josh and I are very grateful that we found J.T. and were able to use Hall and Hall. He did an incredible job; this was by far the most positive lender experience we’ve ever had. We’ve worked with lenders before and always had a bad experience where we essentially had to stay on top of...

JT and his team were phenomenal. The rates were competitive, and the customer service was above and beyond.

Before I heard about Hall and Hall, I tried a few other lenders but to no avail. During this time, I was introduced to JT Holt of Hall and Hall. It was the best thing that happened. JT and his team were phenomenal. In relatively short order, he got us approved- one needs to understand our loan was...