Hall and Hall Team

J.T. Holt

J.T. Holt

Managing Director, Loan Officer

Lubbock, TX | jtholt@hallandhall.com | (806) 698-6882

J.T., a graduate of Oklahoma State University with a Bachelor of Science in Agricultural Economics, joined Land Loan Specialists in 2008. He is responsible for managing Land Loan Specialists, a wholly owned subsidiary of Hall and Hall, in addition to farm loan lending in the southern region. His experience in agricultural lending includes managing a participation loan portfolio, appraisals of both agricultural real estate and chattels, and working with individuals from the CEO of a Fortune 500 company to the family farmer. J.T. owns the family ranch in eastern Oklahoma where he maintains a cow/calf operation. J.T. spent ten years with Farm Credit prior to becoming President of Land Loan Specialists.

Client Stories

All Stories Featuring J.T.

Kentucky, Montana, Wyoming

The fact that they can write loans in several states makes things much easier.

I have used a variety of sources for land loans over the last two decades, including local banks, insurance companies, and national lenders. About four years ago, I was introduced to JT and his team. I have found that working with JT has enabled me to get some of the lowest rates on a variety of...

He [JT] answered my questions candidly, gave us realistic timelines, and kept us informed throughout the process.

Being a homeowner but a first-time land purchaser, I was not fully educated regarding the nuances of the land buying/financing process. This purchase included access easements and was also made without the aid or assistance of a realtor, which greatly increased the potential for stress, surprises,...

He took care of everything and made this experience easy and worry-free.

Josh and I are very grateful that we found J.T. and were able to use Hall and Hall. He did an incredible job; this was by far the most positive lender experience we’ve ever had. We’ve worked with lenders before and always had a bad experience where we essentially had to stay on top of...

JT and his team were phenomenal. The rates were competitive, and the customer service was above and beyond.

Before I heard about Hall and Hall, I tried a few other lenders but to no avail. During this time, I was introduced to JT Holt of Hall and Hall. It was the best thing that happened. JT and his team were phenomenal. In relatively short order, he got us approved- one needs to understand our loan was...