Hall and Hall Team

J.T. Holt

J.T. Holt

Managing Director, Loan Officer

Arcadia, OK | jtholt@hallandhall.com | (806) 698-6882

J.T., a graduate of Oklahoma State University with a Bachelor of Science in Agricultural Economics, joined Land Loan Specialists in 2008. He is responsible for managing Land Loan Specialists, a wholly owned subsidiary of Hall and Hall, in addition to farm loan lending in the southern region. His experience in agricultural lending includes managing a participation loan portfolio, appraisals of both agricultural real estate and chattels, and working with individuals from the CEO of a Fortune 500 company to the family farmer. J.T. owns the family ranch in eastern Oklahoma where he maintains a cow/calf operation. J.T. spent ten years with Farm Credit prior to becoming President of Land Loan Specialists.

Client Stories

All Stories Featuring J.T.

They provided clear answers to every question I had.

For anyone considering using Hall and Hall for your farm and ranch financing I highly suggest them. From start to finish the process was easy, fast, competitive, and professional. They can quickly react to market conditions. The communication was clear and quick. I encourage you to ask...

Their rates have been extremely competitive and their loan process has been excellent.

Hall and Hall has been the best lender that we used. Their rates have been extremely competitive and their loan process has been excellent. Sandy and I couldn’t ask for a better lender. Our loan officer, JT Holt, has made it a relationship that will last a lifetime. We look forward to to working...

Kentucky, Montana, Wyoming

The fact that they can write loans in several states makes things much easier.

I have used a variety of sources for land loans over the last two decades, including local banks, insurance companies, and national lenders. About four years ago, I was introduced to JT and his team. I have found that working with JT has enabled me to get some of the lowest rates on a variety of...

He [JT] answered my questions candidly, gave us realistic timelines, and kept us informed throughout the process.

Being a homeowner but a first-time land purchaser, I was not fully educated regarding the nuances of the land buying/financing process. This purchase included access easements and was also made without the aid or assistance of a realtor, which greatly increased the potential for stress, surprises,...